Buy now, pay later are various interest-free payment options that allow you to split the cost of your payment either with weekly or monthly instalments.
LAYBUY
How does it work?
LayBuy is a buy now, pay later service that allows you to split the cost of payments over 6 equal weekly interest free instalments. This service applies to UK, USA, Australian and New Zealand residents
How do I apply?
After adding your item(s) to basket you will then come to the payment page, select the option LayBuy, there you will enter your details and see if your eligible for the service.
How do I pay?
- Proceed to check-out as normal and select LayBuy as your payment option.
- Sign in or sign-up to complete your order in seconds.
- Chose your payment date, view your schedule and select PAY now.
- You’re done! Your items are on their way. Payments will be taken each week automatically.
Will I be accepted?
Laybuy performs a credit check to obtain a credit score on all new users upon registration. Once your credit score has been confirmed and your account has been verified, Laybuy assigns your Laybuy limit and you can begin shopping immediately.
PAYPAL
How does it work?
PayPal ‘Pay in 4’ is a buy now, pay later service that allows you to split the cost of check-out payments over £99. This comprises of 4 equal monthly interest-free instalments. This service applies to UK & EU residents.
How do I apply?
After adding your item(s) to basket you will then come to the payment page, select the option PayPal, there you will enter your PayPal log-in details or sign up.
How do I pay?
- Once logged in or signed up to PayPal you select option ‘Pay in 4’ as a way to pay.
- There you will then be given a decision in seconds and complete your purchase.
- Make the down payment today and pay the rest in 3 monthly payments. Payments are easy to manage through the PayPal app and on PayPal.com
Will I be accepted?
PayPal performs a internal credit-check on your existing account, if you are eligible for the service this option will be available when you log in to your PayPal account.
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